Call reports 2020
IOWA TRUST AND SAVINGS BANK — 2020
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 178,665,000 | 197,882,000 | 203,304,000 | 214,232,000 |
| Total loans | 74,030,000 | 77,709,000 | 78,453,000 | 73,678,000 |
| Allowance for loan losses | 1,411,000 | 1,411,000 | 1,411,000 | 1,411,000 |
| Securities available for sale | 95,330,000 | 98,100,000 | 98,372,000 | 102,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,821,000 | 146,985,000 | 147,583,000 | 153,626,000 |
| Interest-bearing deposits | 113,227,000 | 118,748,000 | 118,600,000 | 124,661,000 |
| Noninterest-bearing deposits | 19,594,000 | 28,237,000 | 28,983,000 | 28,965,000 |
| Equity capital | 20,031,000 | 23,748,000 | 24,285,000 | 24,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,617,000 | 5,329,000 | 6,935,000 |
| Interest expense | 195,000 | 366,000 | 532,000 | 681,000 |
| Net interest income | 1,501,000 | 3,251,000 | 4,797,000 | 6,254,000 |
| Noninterest income | 165,000 | 305,000 | 498,000 | 670,000 |
| Noninterest expense | 930,000 | 1,821,000 | 2,786,000 | 3,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 731,000 | 1,742,000 | 2,516,000 | 3,234,000 |
| Income tax | 35,000 | 83,000 | 120,000 | 154,000 |
| Net income | 696,000 | 1,659,000 | 2,396,000 | 3,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,114,000 | 19,977,000 | 20,164,000 | 20,198,000 |