Call reports 2019
IOWA TRUST AND SAVINGS BANK — 2019
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 178,232,000 | 174,879,000 | 171,506,000 | 173,868,000 |
| Total loans | 73,627,000 | 73,169,000 | 73,278,000 | 74,120,000 |
| Allowance for loan losses | 1,417,000 | 1,410,000 | 1,410,000 | 1,411,000 |
| Securities available for sale | 79,916,000 | 94,503,000 | 86,655,000 | 92,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,671,000 | 130,363,000 | 128,122,000 | 131,543,000 |
| Interest-bearing deposits | 112,978,000 | 110,380,000 | 107,211,000 | 111,075,000 |
| Noninterest-bearing deposits | 20,693,000 | 19,983,000 | 20,911,000 | 20,468,000 |
| Equity capital | 18,419,000 | 19,139,000 | 19,983,000 | 20,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,413,000 | 5,124,000 | 6,815,000 |
| Interest expense | 195,000 | 395,000 | 604,000 | 809,000 |
| Net interest income | 1,496,000 | 3,018,000 | 4,520,000 | 6,006,000 |
| Noninterest income | 144,000 | 291,000 | 449,000 | 609,000 |
| Noninterest expense | 951,000 | 1,849,000 | 2,814,000 | 3,690,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 674,000 | 1,370,000 | 2,093,000 | 2,866,000 |
| Income tax | 32,000 | 65,000 | 100,000 | 136,000 |
| Net income | 642,000 | 1,305,000 | 1,993,000 | 2,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,629,000 | 19,192,000 | 19,331,000 | 19,418,000 |
| Total capital | 21,046,000 | 20,602,000 | 20,741,000 | 20,829,000 |
| Risk-weighted assets | 130,176,000 | 120,138,000 | 113,024,000 | 113,843,000 |