Call reports 2018
IOWA TRUST AND SAVINGS BANK — 2018
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,103,000 | 176,627,000 | 169,412,000 | 177,340,000 |
| Total loans | 78,941,000 | 79,979,000 | 81,101,000 | 74,659,000 |
| Allowance for loan losses | 1,092,000 | 1,200,000 | 1,351,000 | 1,402,000 |
| Securities available for sale | 84,238,000 | 90,891,000 | 80,870,000 | 84,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,276,000 | 138,112,000 | 132,705,000 | 133,564,000 |
| Interest-bearing deposits | 115,837,000 | 115,963,000 | 112,013,000 | 111,744,000 |
| Noninterest-bearing deposits | 23,439,000 | 22,149,000 | 20,692,000 | 21,820,000 |
| Equity capital | 17,106,000 | 16,262,000 | 16,133,000 | 16,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,231,000 | 4,898,000 | 6,629,000 |
| Interest expense | 119,000 | 244,000 | 382,000 | 558,000 |
| Net interest income | 1,486,000 | 2,987,000 | 4,516,000 | 6,071,000 |
| Noninterest income | 151,000 | 309,000 | 472,000 | 645,000 |
| Noninterest expense | 915,000 | 1,755,000 | 2,703,000 | 3,560,000 |
| Provision for loan losses | 15,000 | 120,000 | 270,000 | 320,000 |
| Pretax income | 707,000 | 1,421,000 | 2,000,000 | 2,808,000 |
| Income tax | 34,000 | 68,000 | 96,000 | 135,000 |
| Net income | 673,000 | 1,353,000 | 1,904,000 | 2,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,087,000 | 18,717,000 | 18,768,000 | 18,987,000 |
| Total capital | 20,179,000 | 19,917,000 | 20,119,000 | 20,389,000 |
| Risk-weighted assets | 149,319,000 | 154,698,000 | 139,524,000 | 133,744,000 |