Call reports 2017
IOWA TRUST AND SAVINGS BANK — 2017
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 179,738,000 | 177,378,000 | 176,054,000 | 176,514,000 |
| Total loans | 84,700,000 | 83,065,000 | 83,356,000 | 82,920,000 |
| Allowance for loan losses | 1,039,000 | 1,068,000 | 1,089,000 | 1,074,000 |
| Securities available for sale | 83,285,000 | 86,109,000 | 84,289,000 | 82,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,471,000 | 134,680,000 | 133,773,000 | 137,014,000 |
| Interest-bearing deposits | 115,468,000 | 113,958,000 | 111,902,000 | 114,923,000 |
| Noninterest-bearing deposits | 21,003,000 | 20,722,000 | 21,871,000 | 22,091,000 |
| Equity capital | 18,262,000 | 18,559,000 | 18,599,000 | 17,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,968,000 | 4,505,000 | 6,073,000 |
| Interest expense | 118,000 | 235,000 | 354,000 | 478,000 |
| Net interest income | 1,340,000 | 2,733,000 | 4,151,000 | 5,595,000 |
| Noninterest income | 152,000 | 304,000 | 465,000 | 616,000 |
| Noninterest expense | 854,000 | 1,659,000 | 2,573,000 | 3,513,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 602,000 | 1,326,000 | 1,986,000 | 2,643,000 |
| Income tax | 29,000 | 64,000 | 95,000 | 127,000 |
| Net income | 573,000 | 1,262,000 | 1,891,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,872,000 | 18,461,000 | 18,440,000 | 18,414,000 |
| Total capital | 19,911,000 | 19,530,000 | 19,530,000 | 19,488,000 |
| Risk-weighted assets | 148,528,000 | 151,185,000 | 151,258,000 | 133,884,000 |