Call reports 2015
IOWA TRUST AND SAVINGS BANK — 2015
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,114,000 | 179,043,000 | 169,651,000 | 184,110,000 |
| Total loans | 80,755,000 | 81,396,000 | 83,644,000 | 87,199,000 |
| Allowance for loan losses | 954,000 | 959,000 | 961,000 | 961,000 |
| Securities available for sale | 87,657,000 | 90,851,000 | 79,156,000 | 76,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,946,000 | 136,072,000 | 129,300,000 | 141,338,000 |
| Interest-bearing deposits | 115,241,000 | 116,814,000 | 110,428,000 | 116,289,000 |
| Noninterest-bearing deposits | 18,705,000 | 19,258,000 | 18,872,000 | 25,049,000 |
| Equity capital | 19,517,000 | 17,732,000 | 18,183,000 | 17,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,750,000 | 4,186,000 | 5,586,000 |
| Interest expense | 158,000 | 312,000 | 450,000 | 581,000 |
| Net interest income | 1,210,000 | 2,438,000 | 3,736,000 | 5,005,000 |
| Noninterest income | 150,000 | 329,000 | 494,000 | 661,000 |
| Noninterest expense | 762,000 | 1,611,000 | 2,412,000 | 3,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 598,000 | 1,521,000 | 2,223,000 | 2,811,000 |
| Income tax | 27,000 | 68,000 | 100,000 | 127,000 |
| Net income | 571,000 | 1,453,000 | 2,123,000 | 2,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,272,000 | 18,154,000 | 18,174,000 | 18,085,000 |
| Total capital | 19,226,000 | 19,112,000 | 19,135,000 | 19,046,000 |
| Risk-weighted assets | 115,913,000 | 124,767,000 | 124,077,000 | 126,662,000 |