Call reports 2014
IOWA TRUST AND SAVINGS BANK — 2014
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,553,000 | 171,945,000 | 174,107,000 | 177,102,000 |
| Total loans | 77,623,000 | 78,421,000 | 79,984,000 | 81,506,000 |
| Allowance for loan losses | 950,000 | 945,000 | 945,000 | 955,000 |
| Securities available for sale | 78,596,000 | 79,800,000 | 88,735,000 | 86,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,291,000 | 128,271,000 | 126,823,000 | 135,640,000 |
| Interest-bearing deposits | 114,278,000 | 111,307,000 | 110,143,000 | 116,329,000 |
| Noninterest-bearing deposits | 17,013,000 | 16,964,000 | 16,680,000 | 19,311,000 |
| Equity capital | 18,128,000 | 18,575,000 | 18,050,000 | 18,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,803,000 | 4,265,000 | 5,681,000 |
| Interest expense | 205,000 | 401,000 | 588,000 | 771,000 |
| Net interest income | 1,203,000 | 2,402,000 | 3,677,000 | 4,910,000 |
| Noninterest income | 153,000 | 321,000 | 487,000 | 660,000 |
| Noninterest expense | 758,000 | 1,601,000 | 2,411,000 | 3,244,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 598,000 | 1,134,000 | 1,766,000 | 2,371,000 |
| Income tax | 27,000 | 51,000 | 80,000 | 107,000 |
| Net income | 571,000 | 1,083,000 | 1,686,000 | 2,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,008,000 | 17,521,000 | 17,624,000 | 17,701,000 |
| Total capital | 18,958,000 | 18,466,000 | 18,569,000 | 18,655,000 |
| Risk-weighted assets | 120,214,000 | 119,749,000 | 124,127,000 | 132,915,000 |