Call reports 2013
IOWA TRUST AND SAVINGS BANK — 2013
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 180,971,000 | 174,026,000 | 177,181,000 | 172,392,000 |
| Total loans | 70,881,000 | 74,086,000 | 80,162,000 | 81,182,000 |
| Allowance for loan losses | 952,000 | 952,000 | 947,000 | 952,000 |
| Securities available for sale | 92,492,000 | 94,384,000 | 90,474,000 | 69,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,948,000 | 130,605,000 | 131,140,000 | 127,859,000 |
| Interest-bearing deposits | 120,457,000 | 115,541,000 | 114,646,000 | 111,429,000 |
| Noninterest-bearing deposits | 16,491,000 | 15,064,000 | 16,494,000 | 16,430,000 |
| Equity capital | 21,009,000 | 18,078,000 | 17,106,000 | 17,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,113,000 | 4,653,000 | 6,184,000 |
| Interest expense | 245,000 | 479,000 | 699,000 | 915,000 |
| Net interest income | 1,306,000 | 2,634,000 | 3,954,000 | 5,269,000 |
| Noninterest income | 141,000 | 309,000 | 482,000 | 652,000 |
| Noninterest expense | 810,000 | 1,673,000 | 2,452,000 | 3,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 637,000 | 1,532,000 | 2,246,000 | 2,627,000 |
| Income tax | 32,000 | 77,000 | 112,000 | 131,000 |
| Net income | 605,000 | 1,455,000 | 2,134,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,746,000 | 17,596,000 | 17,675,000 | 17,437,000 |
| Total capital | 18,698,000 | 18,548,000 | 18,622,000 | 18,389,000 |
| Risk-weighted assets | 115,847,000 | 122,962,000 | 128,705,000 | 116,269,000 |