Call reports 2012
IOWA TRUST AND SAVINGS BANK — 2012
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,111,000 | 169,338,000 | 167,408,000 | 179,157,000 |
| Total loans | 71,566,000 | 71,301,000 | 71,252,000 | 74,470,000 |
| Allowance for loan losses | 994,000 | 940,000 | 935,000 | 952,000 |
| Securities available for sale | 81,031,000 | 92,958,000 | 87,736,000 | 88,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,299,000 | 127,259,000 | 125,763,000 | 133,272,000 |
| Interest-bearing deposits | 111,155,000 | 109,468,000 | 107,930,000 | 116,773,000 |
| Noninterest-bearing deposits | 17,144,000 | 17,791,000 | 17,833,000 | 16,499,000 |
| Equity capital | 20,013,000 | 19,950,000 | 21,077,000 | 20,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,170,000 | 4,783,000 | 6,347,000 |
| Interest expense | 308,000 | 603,000 | 878,000 | 1,144,000 |
| Net interest income | 1,319,000 | 2,567,000 | 3,905,000 | 5,203,000 |
| Noninterest income | 166,000 | 337,000 | 512,000 | 674,000 |
| Noninterest expense | 757,000 | 1,584,000 | 2,374,000 | 3,194,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 115,000 |
| Pretax income | 698,000 | 1,260,000 | 2,084,000 | 2,756,000 |
| Income tax | 35,000 | 63,000 | 104,000 | 138,000 |
| Net income | 663,000 | 1,197,000 | 1,980,000 | 2,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,747,000 | 17,170,000 | 17,353,000 | 17,141,000 |
| Total capital | 18,741,000 | 18,110,000 | 18,288,000 | 18,093,000 |
| Risk-weighted assets | 108,212,000 | 111,554,000 | 109,938,000 | 113,680,000 |