Call reports 2011
IOWA TRUST AND SAVINGS BANK — 2011
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,826,000 | 149,544,000 | 156,667,000 | 160,700,000 |
| Total loans | 71,753,000 | 72,520,000 | 74,491,000 | 73,768,000 |
| Allowance for loan losses | 935,000 | 933,000 | 935,000 | 965,000 |
| Securities available for sale | 48,019,000 | 60,763,000 | 72,827,000 | 78,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,206,000 | 113,861,000 | 114,646,000 | 120,032,000 |
| Interest-bearing deposits | 103,818,000 | 99,936,000 | 99,721,000 | 103,450,000 |
| Noninterest-bearing deposits | 14,388,000 | 13,925,000 | 14,925,000 | 16,582,000 |
| Equity capital | 16,740,000 | 17,382,000 | 18,076,000 | 18,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,265,000 | 4,952,000 | 6,589,000 |
| Interest expense | 338,000 | 673,000 | 991,000 | 1,320,000 |
| Net interest income | 1,357,000 | 2,592,000 | 3,961,000 | 5,269,000 |
| Noninterest income | 156,000 | 339,000 | 518,000 | 719,000 |
| Noninterest expense | 797,000 | 1,594,000 | 2,407,000 | 3,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 573,000 | 1,194,000 | 1,933,000 | 2,643,000 |
| Income tax | 29,000 | 60,000 | 97,000 | 132,000 |
| Net income | 544,000 | 1,134,000 | 1,836,000 | 2,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,766,000 | 16,406,000 | 16,758,000 | 17,083,000 |
| Total capital | 17,701,000 | 17,338,000 | 17,692,000 | 18,047,000 |
| Risk-weighted assets | 95,629,000 | 98,669,000 | 104,900,000 | 108,258,000 |