Call reports 2010
IOWA TRUST AND SAVINGS BANK — 2010
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 146,900,000 | 150,796,000 | 149,643,000 | 157,877,000 |
| Total loans | 76,212,000 | 77,949,000 | 79,001,000 | 79,222,000 |
| Allowance for loan losses | 923,000 | 921,000 | 959,000 | 980,000 |
| Securities available for sale | 63,276,000 | 66,539,000 | 63,484,000 | 69,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,114,000 | 110,585,000 | 109,505,000 | 117,367,000 |
| Interest-bearing deposits | 97,928,000 | 98,102,000 | 96,215,000 | 101,091,000 |
| Noninterest-bearing deposits | 12,186,000 | 12,483,000 | 13,290,000 | 16,276,000 |
| Equity capital | 16,683,000 | 17,341,000 | 18,669,000 | 17,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,546,000 | 5,415,000 | 7,268,000 |
| Interest expense | 403,000 | 790,000 | 1,161,000 | 1,520,000 |
| Net interest income | 1,345,000 | 2,756,000 | 4,254,000 | 5,748,000 |
| Noninterest income | 151,000 | 324,000 | 513,000 | 690,000 |
| Noninterest expense | 778,000 | 1,620,000 | 2,459,000 | 3,299,000 |
| Provision for loan losses | 210,000 | 210,000 | 260,000 | 285,000 |
| Pretax income | 575,000 | 1,492,000 | 2,292,000 | 3,432,000 |
| Income tax | 25,000 | 64,000 | 98,000 | 148,000 |
| Net income | 550,000 | 1,428,000 | 2,194,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,589,000 | 16,066,000 | 16,482,000 | 17,222,000 |
| Total capital | 16,512,000 | 16,987,000 | 17,442,000 | 18,202,000 |
| Risk-weighted assets | 100,317,000 | 103,822,000 | 103,318,000 | 108,905,000 |