Call reports 2009
IOWA TRUST AND SAVINGS BANK — 2009
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 144,389,000 | 141,523,000 | 144,352,000 | 146,814,000 |
| Total loans | 78,685,000 | 78,319,000 | 77,950,000 | 79,809,000 |
| Allowance for loan losses | 967,000 | 992,000 | 973,000 | 973,000 |
| Securities available for sale | 59,580,000 | 55,511,000 | 51,429,000 | 60,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,426,000 | 109,045,000 | 109,148,000 | 110,122,000 |
| Interest-bearing deposits | 97,683,000 | 96,487,000 | 96,380,000 | 97,957,000 |
| Noninterest-bearing deposits | 12,743,000 | 12,558,000 | 12,768,000 | 12,165,000 |
| Equity capital | 16,492,000 | 16,013,000 | 16,867,000 | 16,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,849,000 | 5,692,000 | 7,544,000 |
| Interest expense | 565,000 | 1,101,000 | 1,597,000 | 2,060,000 |
| Net interest income | 1,448,000 | 2,748,000 | 4,095,000 | 5,484,000 |
| Noninterest income | 146,000 | 305,000 | 468,000 | 641,000 |
| Noninterest expense | 798,000 | 1,598,000 | 2,446,000 | 3,260,000 |
| Provision for loan losses | 0 | 670,000 | 670,000 | 670,000 |
| Pretax income | 937,000 | 971,000 | 1,646,000 | 2,394,000 |
| Income tax | 47,000 | 49,000 | 82,000 | 120,000 |
| Net income | 890,000 | 922,000 | 1,564,000 | 2,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,654,000 | 15,285,000 | 15,628,000 | 16,038,000 |
| Total capital | 16,621,000 | 16,277,000 | 16,600,000 | 17,010,000 |
| Risk-weighted assets | 86,071,000 | 91,205,000 | 96,035,000 | 99,023,000 |