Call reports 2002
IOWA TRUST AND SAVINGS BANK — 2002
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 132,961,000 | 131,164,000 | 128,542,000 | 131,025,000 |
| Total loans | 63,994,000 | 65,117,000 | 66,696,000 | 65,766,000 |
| Allowance for loan losses | 829,000 | 785,000 | 841,000 | 856,000 |
| Securities available for sale | 60,677,000 | 52,641,000 | 53,948,000 | 53,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,611,000 | 103,480,000 | 101,203,000 | 101,280,000 |
| Interest-bearing deposits | 99,316,000 | 95,289,000 | 93,758,000 | 93,144,000 |
| Noninterest-bearing deposits | 7,295,000 | 8,191,000 | 7,445,000 | 8,136,000 |
| Equity capital | 14,707,000 | 15,674,000 | 16,616,000 | 16,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,061,000 | 6,064,000 | 7,972,000 |
| Interest expense | 796,000 | 1,526,000 | 2,200,000 | 2,821,000 |
| Net interest income | 1,207,000 | 2,535,000 | 3,864,000 | 5,151,000 |
| Noninterest income | 138,000 | 292,000 | 483,000 | 673,000 |
| Noninterest expense | 674,000 | 1,434,000 | 2,116,000 | 2,905,000 |
| Provision for loan losses | 30,000 | 110,000 | 170,000 | 230,000 |
| Pretax income | 641,000 | 1,294,000 | 2,072,000 | 2,700,000 |
| Income tax | 32,000 | 63,000 | 108,000 | 139,000 |
| Net income | 609,000 | 1,231,000 | 1,964,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,814,000 | 13,856,000 | 14,288,000 | 14,560,000 |
| Total capital | 14,630,000 | 14,641,000 | 15,118,000 | 15,385,000 |
| Risk-weighted assets | 65,298,000 | 65,952,000 | 66,343,000 | 65,993,000 |