Call reports 2001
IOWA TRUST AND SAVINGS BANK — 2001
What IOWA TRUST AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 117,976,000 | 118,656,000 | 125,282,000 | 127,694,000 |
| Total loans | 67,945,000 | 68,745,000 | 67,743,000 | 66,027,000 |
| Allowance for loan losses | 735,000 | 804,000 | 777,000 | 801,000 |
| Securities available for sale | 41,041,000 | 43,691,000 | 48,058,000 | 54,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,898,000 | 94,795,000 | 97,442,000 | 102,063,000 |
| Interest-bearing deposits | 88,452,000 | 88,048,000 | 91,112,000 | 94,825,000 |
| Noninterest-bearing deposits | 6,446,000 | 6,747,000 | 6,330,000 | 7,238,000 |
| Equity capital | 14,710,000 | 14,692,000 | 15,618,000 | 15,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,290,000 | 6,407,000 | 8,517,000 |
| Interest expense | 1,042,000 | 2,050,000 | 3,013,000 | 3,900,000 |
| Net interest income | 1,102,000 | 2,240,000 | 3,394,000 | 4,617,000 |
| Noninterest income | 141,000 | 306,000 | 468,000 | 629,000 |
| Noninterest expense | 615,000 | 1,279,000 | 1,929,000 | 2,743,000 |
| Provision for loan losses | 10,000 | 10,000 | 30,000 | 50,000 |
| Pretax income | 618,000 | 1,257,000 | 1,903,000 | 2,455,000 |
| Income tax | 31,000 | 63,000 | 95,000 | 111,000 |
| Net income | 587,000 | 1,194,000 | 1,808,000 | 2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,491,000 | 13,500,000 | 13,859,000 | 14,205,000 |
| Total capital | 14,226,000 | 14,304,000 | 14,636,000 | 15,006,000 |
| Risk-weighted assets | 67,665,000 | 68,360,000 | 76,596,000 | 66,175,000 |