Call reports 2001
HORIZON BANK — 2001
What HORIZON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,485,000 | 38,873,000 | 48,309,000 | 55,531,000 |
| Total loans | 20,733,000 | 27,040,000 | 30,880,000 | 38,670,000 |
| Allowance for loan losses | 360,000 | 383,000 | 335,000 | 365,000 |
| Securities available for sale | 2,405,000 | 1,986,000 | 5,563,000 | 10,878,000 |
| Securities held to maturity | 4,796,000 | 3,796,000 | 3,532,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,432,000 | 34,014,000 | 43,527,000 | 50,957,000 |
| Interest-bearing deposits | 25,454,000 | 30,266,000 | 39,356,000 | 45,345,000 |
| Noninterest-bearing deposits | 2,978,000 | 3,748,000 | 4,171,000 | 5,613,000 |
| Equity capital | 3,969,000 | 4,749,000 | 4,627,000 | 4,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,301,000 | 2,053,000 | 2,905,000 |
| Interest expense | 357,000 | 737,000 | 1,175,000 | 1,647,000 |
| Net interest income | 235,000 | 564,000 | 878,000 | 1,258,000 |
| Noninterest income | 27,000 | 46,000 | 79,000 | 131,000 |
| Noninterest expense | 400,000 | 852,000 | 1,299,000 | 1,882,000 |
| Provision for loan losses | 10,000 | 122,000 | 156,000 | 186,000 |
| Pretax income | -148,000 | -364,000 | -498,000 | -609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -148,000 | -364,000 | -498,000 | -609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,967,000 | 4,749,000 | 4,617,000 | 4,489,000 |
| Total capital | 3,967,000 | 5,115,000 | 4,952,000 | 4,854,000 |
| Risk-weighted assets | 6,128,000 | 29,259,000 | 33,998,000 | 43,460,000 |