Call reports 2007
HUME BANK — 2007
What HUME BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,100,000 | 19,516,000 | 19,681,000 | 18,682,000 |
| Total loans | 14,177,000 | 15,114,000 | 15,246,000 | 14,259,000 |
| Allowance for loan losses | 146,000 | 157,000 | 240,000 | 589,000 |
| Securities available for sale | 2,044,000 | 1,972,000 | 1,949,000 | 1,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,668,000 | 13,578,000 | 13,193,000 | 13,566,000 |
| Interest-bearing deposits | 11,551,000 | 11,740,000 | 1,947,000 | 11,744,000 |
| Noninterest-bearing deposits | 2,117,000 | 1,838,000 | 11,246,000 | 1,822,000 |
| Equity capital | 3,084,000 | 3,124,000 | 3,081,000 | 2,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 630,000 | 939,000 | 1,256,000 |
| Interest expense | 148,000 | 304,000 | 467,000 | 630,000 |
| Net interest income | 161,000 | 326,000 | 472,000 | 626,000 |
| Noninterest income | 16,000 | 35,000 | 68,000 | 86,000 |
| Noninterest expense | 116,000 | 237,000 | 350,000 | 420,000 |
| Provision for loan losses | 12,000 | 24,000 | 122,000 | 642,000 |
| Pretax income | 49,000 | 100,000 | 68,000 | -350,000 |
| Income tax | 9,000 | 8,000 | 19,000 | -67,000 |
| Net income | 40,000 | 92,000 | 49,000 | -283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,671,000 | 1,726,000 | 1,686,000 | 1,357,000 |
| Total capital | 1,817,000 | 1,883,000 | 1,892,000 | 1,527,000 |
| Risk-weighted assets | 14,854,000 | 15,527,000 | 15,681,000 | 13,195,000 |