Call reports 2006
HUME BANK — 2006
What HUME BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,171,000 | 17,688,000 | 18,372,000 | 18,674,000 |
| Total loans | 12,662,000 | 12,979,000 | 13,838,000 | 14,189,000 |
| Allowance for loan losses | 141,000 | 138,000 | 144,000 | 134,000 |
| Securities available for sale | 2,203,000 | 2,099,000 | 2,058,000 | 1,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,299,000 | 12,891,000 | 12,904,000 | 13,240,000 |
| Interest-bearing deposits | 10,260,000 | 10,971,000 | 10,940,000 | 11,094,000 |
| Noninterest-bearing deposits | 2,039,000 | 1,920,000 | 1,964,000 | 2,146,000 |
| Equity capital | 2,937,000 | 2,957,000 | 3,000,000 | 3,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 526,000 | 811,000 | 1,110,000 |
| Interest expense | 99,000 | 214,000 | 351,000 | 486,000 |
| Net interest income | 161,000 | 312,000 | 460,000 | 624,000 |
| Noninterest income | 15,000 | 35,000 | 54,000 | 73,000 |
| Noninterest expense | 115,000 | 226,000 | 342,000 | 469,000 |
| Provision for loan losses | 10,000 | 17,000 | 22,000 | 33,000 |
| Pretax income | 51,000 | 104,000 | 150,000 | 195,000 |
| Income tax | 19,000 | 40,000 | 58,000 | 72,000 |
| Net income | 32,000 | 64,000 | 92,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,539,000 | 1,560,000 | 1,592,000 | 1,627,000 |
| Total capital | 1,680,000 | 1,698,000 | 1,736,000 | 1,761,000 |
| Risk-weighted assets | 13,468,000 | 13,806,000 | 14,551,000 | 14,646,000 |