Call reports 2005
HUME BANK — 2005
What HUME BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,488,000 | 16,044,000 | 16,655,000 | 17,163,000 |
| Total loans | 10,154,000 | 10,935,000 | 11,673,000 | 11,855,000 |
| Allowance for loan losses | 134,000 | 136,000 | 147,000 | 129,000 |
| Securities available for sale | 2,971,000 | 2,809,000 | 2,419,000 | 2,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,431,000 | 12,501,000 | 12,343,000 | 13,034,000 |
| Interest-bearing deposits | 10,738,000 | 10,730,000 | 10,637,000 | 11,046,000 |
| Noninterest-bearing deposits | 1,693,000 | 1,771,000 | 1,706,000 | 1,988,000 |
| Equity capital | 2,825,000 | 2,857,000 | 2,892,000 | 2,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 428,000 | 677,000 | 926,000 |
| Interest expense | 61,000 | 130,000 | 210,000 | 303,000 |
| Net interest income | 146,000 | 298,000 | 467,000 | 623,000 |
| Noninterest income | 20,000 | 35,000 | 54,000 | 68,000 |
| Noninterest expense | 103,000 | 200,000 | 309,000 | 428,000 |
| Provision for loan losses | 12,000 | 14,000 | 25,000 | 37,000 |
| Pretax income | 51,000 | 119,000 | 182,000 | 216,000 |
| Income tax | 9,000 | 49,000 | 62,000 | 79,000 |
| Net income | 42,000 | 70,000 | 120,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,384,000 | 1,403,000 | 1,482,000 | 1,501,000 |
| Total capital | 1,518,000 | 1,539,000 | 1,629,000 | 1,630,000 |
| Risk-weighted assets | 11,827,000 | 12,500,000 | 12,877,000 | 12,854,000 |