Call reports 2004
HUME BANK — 2004
What HUME BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,229,000 | 15,484,000 | 15,824,000 | 15,776,000 |
| Total loans | 8,921,000 | 9,810,000 | 10,327,000 | 10,230,000 |
| Allowance for loan losses | 101,000 | 117,000 | 115,000 | 125,000 |
| Securities available for sale | 3,194,000 | 3,435,000 | 3,197,000 | 3,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,334,000 | 12,483,000 | 12,073,000 | 12,716,000 |
| Interest-bearing deposits | 10,567,000 | 10,863,000 | 10,410,000 | 10,770,000 |
| Noninterest-bearing deposits | 1,767,000 | 1,620,000 | 1,663,000 | 1,946,000 |
| Equity capital | 2,642,000 | 2,718,000 | 2,776,000 | 2,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 384,000 | 589,000 | 799,000 |
| Interest expense | 55,000 | 112,000 | 173,000 | 232,000 |
| Net interest income | 127,000 | 272,000 | 423,000 | 567,000 |
| Noninterest income | 15,000 | 29,000 | 47,000 | 71,000 |
| Noninterest expense | 92,000 | 185,000 | 282,000 | 401,000 |
| Provision for loan losses | 10,000 | 16,000 | 25,000 | 37,000 |
| Pretax income | 40,000 | 100,000 | 163,000 | 200,000 |
| Income tax | 10,000 | 25,000 | 41,000 | 50,000 |
| Net income | 30,000 | 75,000 | 122,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,162,000 | 1,261,000 | 1,311,000 | 1,342,000 |
| Total capital | 1,263,000 | 1,378,000 | 1,426,000 | 1,467,000 |
| Risk-weighted assets | 10,773,000 | 11,561,000 | 12,111,000 | 11,802,000 |