Call reports 2003
HUME BANK — 2003
What HUME BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,658,000 | 12,293,000 | 13,364,000 | 14,380,000 |
| Total loans | 7,305,000 | 8,173,000 | 8,337,000 | 8,764,000 |
| Allowance for loan losses | 75,000 | 80,000 | 87,000 | 91,000 |
| Securities available for sale | 4,026,000 | 3,461,000 | 2,946,000 | 2,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,802,000 | 10,384,000 | 10,829,000 | 11,489,000 |
| Interest-bearing deposits | 9,204,000 | 8,946,000 | 9,278,000 | 9,689,000 |
| Noninterest-bearing deposits | 1,598,000 | 1,438,000 | 1,551,000 | 1,800,000 |
| Equity capital | 1,168,000 | 1,223,000 | 2,488,000 | 2,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 357,000 | 79,000 | 234,000 |
| Interest expense | 62,000 | 120,000 | 23,000 | 71,000 |
| Net interest income | 115,000 | 237,000 | 56,000 | 163,000 |
| Noninterest income | 14,000 | 29,000 | 6,000 | 23,000 |
| Noninterest expense | 83,000 | 164,000 | 37,000 | 126,000 |
| Provision for loan losses | 4,000 | 10,000 | 4,000 | 17,000 |
| Pretax income | 42,000 | 92,000 | 21,000 | 47,000 |
| Income tax | -4,000 | 4,000 | 4,000 | 12,000 |
| Net income | 46,000 | 88,000 | 17,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,144,000 | 1,187,000 | 1,264,000 | 1,129,000 |
| Total capital | 1,219,000 | 1,267,000 | 1,351,000 | 1,220,000 |
| Risk-weighted assets | 8,069,000 | 8,832,000 | 10,202,000 | 10,730,000 |