Call reports 2002
HUME BANK — 2002
What HUME BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,283,000 | 11,273,000 | 11,347,000 | 11,947,000 |
| Total loans | 6,449,000 | 7,134,000 | 6,943,000 | 7,014,000 |
| Allowance for loan losses | 75,000 | 85,000 | 96,000 | 71,000 |
| Securities available for sale | 3,923,000 | 3,503,000 | 3,048,000 | 3,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,146,000 | 9,844,000 | 10,137,000 | 10,716,000 |
| Interest-bearing deposits | 8,422,000 | 8,265,000 | 8,649,000 | 9,131,000 |
| Noninterest-bearing deposits | 1,724,000 | 1,579,000 | 1,488,000 | 1,585,000 |
| Equity capital | 1,073,000 | 1,112,000 | 1,131,000 | 1,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 394,000 | 580,000 | 759,000 |
| Interest expense | 74,000 | 140,000 | 204,000 | 268,000 |
| Net interest income | 126,000 | 254,000 | 376,000 | 491,000 |
| Noninterest income | 15,000 | 33,000 | 48,000 | 64,000 |
| Noninterest expense | 92,000 | 178,000 | 268,000 | 366,000 |
| Provision for loan losses | 9,000 | 18,000 | 29,000 | 44,000 |
| Pretax income | 40,000 | 91,000 | 127,000 | 145,000 |
| Income tax | 5,000 | 12,000 | 24,000 | 30,000 |
| Net income | 35,000 | 79,000 | 103,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,060,000 | 1,083,000 | 1,087,000 | 1,099,000 |
| Total capital | 1,135,000 | 1,168,000 | 1,183,000 | 1,170,000 |
| Risk-weighted assets | 6,913,000 | 7,438,000 | 7,395,000 | 7,590,000 |