Call reports 2001
HUME BANK — 2001
What HUME BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,154,000 | 10,451,000 | 10,944,000 | 11,597,000 |
| Total loans | 5,786,000 | 6,291,000 | 6,445,000 | 6,449,000 |
| Allowance for loan losses | 51,000 | 54,000 | 61,000 | 66,000 |
| Securities available for sale | 3,745,000 | 3,485,000 | 3,741,000 | 4,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,899,000 | 9,199,000 | 9,768,000 | 10,153,000 |
| Interest-bearing deposits | 7,273,000 | 7,587,000 | 7,921,000 | 7,980,000 |
| Noninterest-bearing deposits | 1,626,000 | 1,612,000 | 1,847,000 | 2,173,000 |
| Equity capital | 1,038,000 | 1,067,000 | 1,080,000 | 1,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 404,000 | 602,000 | 808,000 |
| Interest expense | 87,000 | 176,000 | 263,000 | 347,000 |
| Net interest income | 117,000 | 228,000 | 339,000 | 461,000 |
| Noninterest income | 19,000 | 34,000 | 47,000 | 64,000 |
| Noninterest expense | 84,000 | 169,000 | 257,000 | 346,000 |
| Provision for loan losses | 2,000 | 5,000 | 28,000 | 66,000 |
| Pretax income | 48,000 | 86,000 | 99,000 | 111,000 |
| Income tax | 7,000 | 10,000 | 15,000 | 12,000 |
| Net income | 41,000 | 76,000 | 84,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,011,000 | 1,030,000 | 1,024,000 | 1,040,000 |
| Total capital | 1,062,000 | 1,084,000 | 1,085,000 | 1,106,000 |
| Risk-weighted assets | 6,005,000 | 6,584,000 | 6,823,000 | 6,835,000 |