Call reports 2023
TSB BANK — 2023
What TSB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 177,135,000 | 173,327,000 | 174,181,000 | 181,982,000 |
| Total loans | 118,330,000 | 121,473,000 | 123,673,000 | 126,554,000 |
| Allowance for loan losses | 1,533,000 | 1,562,000 | 1,562,000 | 1,561,000 |
| Securities available for sale | 2,347,000 | 2,336,000 | 2,310,000 | 1,855,000 |
| Securities held to maturity | 42,297,000 | 40,888,000 | 40,808,000 | 40,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,033,000 | 150,760,000 | 151,047,000 | 158,324,000 |
| Interest-bearing deposits | 109,413,000 | 106,278,000 | 105,826,000 | 110,857,000 |
| Noninterest-bearing deposits | 45,620,000 | 44,482,000 | 45,221,000 | 47,467,000 |
| Equity capital | 21,142,000 | 21,620,000 | 22,172,000 | 22,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,029,000 | 6,114,000 | 8,264,000 |
| Interest expense | 388,000 | 830,000 | 1,303,000 | 1,854,000 |
| Net interest income | 1,612,000 | 3,199,000 | 4,811,000 | 6,410,000 |
| Noninterest income | 68,000 | 172,000 | 238,000 | 307,000 |
| Noninterest expense | 996,000 | 1,980,000 | 2,997,000 | 4,017,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 60,000 |
| Pretax income | 684,000 | 1,331,000 | 1,992,000 | 2,640,000 |
| Income tax | 177,000 | 345,000 | 433,000 | 555,000 |
| Net income | 507,000 | 986,000 | 1,559,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,194,000 | 21,673,000 | 22,244,000 | 22,770,000 |