Call reports 2022
TSB BANK — 2022
What TSB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 171,460,000 | 174,767,000 | 173,103,000 | 181,566,000 |
| Total loans | 109,703,000 | 115,755,000 | 115,620,000 | 119,333,000 |
| Allowance for loan losses | 1,392,000 | 1,492,000 | 1,498,000 | 1,533,000 |
| Securities available for sale | 2,445,000 | 2,424,000 | 2,397,000 | 2,399,000 |
| Securities held to maturity | 35,460,000 | 37,802,000 | 42,319,000 | 43,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,902,000 | 154,817,000 | 152,674,000 | 160,212,000 |
| Interest-bearing deposits | 110,061,000 | 109,573,000 | 109,667,000 | 108,981,000 |
| Noninterest-bearing deposits | 41,841,000 | 45,244,000 | 43,007,000 | 51,231,000 |
| Equity capital | 19,201,000 | 19,579,000 | 20,083,000 | 20,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,863,000 | 4,567,000 | 6,451,000 |
| Interest expense | 119,000 | 244,000 | 424,000 | 715,000 |
| Net interest income | 1,254,000 | 2,619,000 | 4,143,000 | 5,736,000 |
| Noninterest income | 67,000 | 145,000 | 224,000 | 315,000 |
| Noninterest expense | 865,000 | 1,696,000 | 2,596,000 | 3,524,000 |
| Provision for loan losses | 5,000 | 105,000 | 111,000 | 147,000 |
| Pretax income | 451,000 | 963,000 | 1,660,000 | 2,380,000 |
| Income tax | 108,000 | 233,000 | 411,000 | 591,000 |
| Net income | 343,000 | 730,000 | 1,249,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,259,000 | 19,646,000 | 20,165,000 | 20,705,000 |