Call reports 2021
TSB BANK — 2021
What TSB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 164,797,000 | 163,813,000 | 161,831,000 | 173,384,000 |
| Total loans | 111,999,000 | 112,405,000 | 112,313,000 | 107,285,000 |
| Allowance for loan losses | 1,617,000 | 1,401,000 | 1,384,000 | 1,387,000 |
| Securities available for sale | 2,546,000 | 2,547,000 | 2,545,000 | 2,542,000 |
| Securities held to maturity | 11,320,000 | 10,675,000 | 10,522,000 | 10,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,754,000 | 145,375,000 | 143,158,000 | 154,108,000 |
| Interest-bearing deposits | 105,115,000 | 104,500,000 | 103,179,000 | 107,047,000 |
| Noninterest-bearing deposits | 41,639,000 | 40,875,000 | 39,979,000 | 47,060,000 |
| Equity capital | 17,590,000 | 18,020,000 | 18,309,000 | 18,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,772,000 | 4,171,000 | 5,538,000 |
| Interest expense | 177,000 | 331,000 | 475,000 | 596,000 |
| Net interest income | 1,202,000 | 2,441,000 | 3,696,000 | 4,942,000 |
| Noninterest income | 148,000 | 235,000 | 229,000 | 593,000 |
| Noninterest expense | 802,000 | 1,644,000 | 2,498,000 | 3,411,000 |
| Provision for loan losses | 544,000 | 544,000 | 579,000 | 579,000 |
| Pretax income | 4,000 | 488,000 | 848,000 | 1,545,000 |
| Income tax | -6,000 | 56,000 | 137,000 | 277,000 |
| Net income | 10,000 | 432,000 | 711,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,658,000 | 18,079,000 | 18,357,000 | 18,916,000 |