Call reports 2020
TSB BANK — 2020
What TSB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,303,000 | 154,867,000 | 161,600,000 | 168,038,000 |
| Total loans | 111,003,000 | 116,528,000 | 116,650,000 | 110,199,000 |
| Allowance for loan losses | 1,396,000 | 971,000 | 984,000 | 1,072,000 |
| Securities available for sale | 2,521,000 | 2,595,000 | 2,597,000 | 2,553,000 |
| Securities held to maturity | 13,763,000 | 12,900,000 | 12,113,000 | 11,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,440,000 | 136,580,000 | 143,208,000 | 149,982,000 |
| Interest-bearing deposits | 95,388,000 | 99,535,000 | 102,437,000 | 105,854,000 |
| Noninterest-bearing deposits | 27,052,000 | 37,045,000 | 40,770,000 | 44,128,000 |
| Equity capital | 17,514,000 | 17,606,000 | 17,645,000 | 17,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,971,000 | 4,415,000 | 5,860,000 |
| Interest expense | 292,000 | 542,000 | 766,000 | 972,000 |
| Net interest income | 1,211,000 | 2,429,000 | 3,649,000 | 4,888,000 |
| Noninterest income | 76,000 | 172,000 | 271,000 | 611,000 |
| Noninterest expense | 864,000 | 1,627,000 | 2,452,000 | 3,271,000 |
| Provision for loan losses | 375,000 | 927,000 | 1,420,000 | 2,279,000 |
| Pretax income | 48,000 | 47,000 | 48,000 | -51,000 |
| Income tax | 0 | -22,000 | -48,000 | -67,000 |
| Net income | 48,000 | 69,000 | 96,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,678,000 | 17,700,000 | 17,727,000 | 17,647,000 |