Call reports 2019
TSB BANK — 2019
What TSB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,321,000 | 137,915,000 | 142,458,000 | 143,143,000 |
| Total loans | 110,977,000 | 109,033,000 | 115,138,000 | 112,052,000 |
| Allowance for loan losses | 1,015,000 | 1,017,000 | 1,018,000 | 1,020,000 |
| Securities available for sale | 2,744,000 | 2,753,000 | 2,573,000 | 2,574,000 |
| Securities held to maturity | 15,316,000 | 15,038,000 | 14,947,000 | 14,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,728,000 | 120,912,000 | 124,759,000 | 125,250,000 |
| Interest-bearing deposits | 97,807,000 | 94,656,000 | 98,550,000 | 97,776,000 |
| Noninterest-bearing deposits | 24,921,000 | 26,256,000 | 26,209,000 | 27,474,000 |
| Equity capital | 16,144,000 | 16,602,000 | 17,074,000 | 17,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,151,000 | 4,762,000 | 6,276,000 |
| Interest expense | 329,000 | 645,000 | 976,000 | 1,287,000 |
| Net interest income | 1,241,000 | 2,506,000 | 3,786,000 | 4,989,000 |
| Noninterest income | 75,000 | 161,000 | 234,000 | 331,000 |
| Noninterest expense | 804,000 | 1,591,000 | 2,355,000 | 3,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 512,000 | 1,076,000 | 1,665,000 | 2,193,000 |
| Income tax | 119,000 | 251,000 | 391,000 | 512,000 |
| Net income | 393,000 | 825,000 | 1,274,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,343,000 | 16,775,000 | 17,224,000 | 17,631,000 |
| Total capital | 17,358,000 | 17,792,000 | 18,242,000 | 18,651,000 |
| Risk-weighted assets | 116,502,000 | 115,142,000 | 115,138,000 | 119,844,000 |