Call reports 2018
TSB BANK — 2018
What TSB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 127,755,000 | 131,266,000 | 131,940,000 | 141,736,000 |
| Total loans | 105,450,000 | 107,793,000 | 109,496,000 | 111,903,000 |
| Allowance for loan losses | 1,013,000 | 1,013,000 | 1,013,000 | 987,000 |
| Securities available for sale | 2,903,000 | 2,907,000 | 2,705,000 | 2,725,000 |
| Securities held to maturity | 15,648,000 | 15,654,000 | 15,467,000 | 15,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,153,000 | 114,053,000 | 113,175,000 | 125,580,000 |
| Interest-bearing deposits | 89,801,000 | 88,697,000 | 89,919,000 | 98,331,000 |
| Noninterest-bearing deposits | 22,352,000 | 25,355,000 | 23,257,000 | 27,250,000 |
| Equity capital | 14,419,000 | 14,879,000 | 15,354,000 | 15,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,831,000 | 4,324,000 | 5,882,000 |
| Interest expense | 175,000 | 377,000 | 611,000 | 910,000 |
| Net interest income | 1,202,000 | 2,454,000 | 3,713,000 | 4,972,000 |
| Noninterest income | 75,000 | 161,000 | 240,000 | 324,000 |
| Noninterest expense | 742,000 | 1,509,000 | 2,236,000 | 3,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 137,000 |
| Pretax income | 535,000 | 1,106,000 | 1,717,000 | 2,148,000 |
| Income tax | 172,000 | 303,000 | 446,000 | 542,000 |
| Net income | 363,000 | 803,000 | 1,271,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,707,000 | 15,147,000 | 15,615,000 | 15,950,000 |
| Total capital | 15,720,000 | 16,160,000 | 16,628,000 | 16,937,000 |
| Risk-weighted assets | 109,215,000 | 112,002,000 | 113,214,000 | 116,835,000 |