Call reports 2017
TSB BANK — 2017
What TSB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,094,000 | 126,552,000 | 124,739,000 | 126,728,000 |
| Total loans | 96,092,000 | 103,334,000 | 101,912,000 | 102,592,000 |
| Allowance for loan losses | 969,000 | 966,000 | 938,000 | 1,013,000 |
| Securities available for sale | 3,255,000 | 3,131,000 | 2,939,000 | 2,928,000 |
| Securities held to maturity | 15,869,000 | 15,671,000 | 15,679,000 | 15,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,309,000 | 109,820,000 | 110,479,000 | 112,317,000 |
| Interest-bearing deposits | 83,411,000 | 89,271,000 | 88,330,000 | 86,443,000 |
| Noninterest-bearing deposits | 20,898,000 | 20,550,000 | 22,149,000 | 25,874,000 |
| Equity capital | 12,893,000 | 13,294,000 | 13,829,000 | 14,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,518,000 | 3,928,000 | 5,289,000 |
| Interest expense | 142,000 | 297,000 | 468,000 | 629,000 |
| Net interest income | 1,087,000 | 2,221,000 | 3,460,000 | 4,660,000 |
| Noninterest income | 60,000 | 142,000 | 348,000 | 421,000 |
| Noninterest expense | 710,000 | 1,384,000 | 2,038,000 | 2,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 437,000 | 979,000 | 1,770,000 | 2,183,000 |
| Income tax | 132,000 | 306,000 | 576,000 | 722,000 |
| Net income | 305,000 | 673,000 | 1,194,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,187,000 | 13,556,000 | 14,076,000 | 14,344,000 |
| Total capital | 14,156,000 | 14,522,000 | 15,014,000 | 15,357,000 |
| Risk-weighted assets | 99,515,000 | 106,960,000 | 106,301,000 | 107,258,000 |