Call reports 2014
TSB BANK — 2014
What TSB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 118,889,000 | 118,832,000 | 115,710,000 | 120,906,000 |
| Total loans | 78,687,000 | 79,246,000 | 82,160,000 | 80,820,000 |
| Allowance for loan losses | 1,044,000 | 1,000,000 | 997,000 | 1,033,000 |
| Securities available for sale | 13,965,000 | 15,388,000 | 10,232,000 | 13,224,000 |
| Securities held to maturity | 16,777,000 | 17,020,000 | 16,764,000 | 16,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,932,000 | 107,144,000 | 104,706,000 | 110,281,000 |
| Interest-bearing deposits | 88,769,000 | 90,818,000 | 87,172,000 | 83,226,000 |
| Noninterest-bearing deposits | 17,163,000 | 16,326,000 | 17,534,000 | 27,054,000 |
| Equity capital | 9,691,000 | 9,840,000 | 10,197,000 | 10,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,304,000 | 3,474,000 | 4,645,000 |
| Interest expense | 191,000 | 378,000 | 551,000 | 732,000 |
| Net interest income | 949,000 | 1,926,000 | 2,923,000 | 3,913,000 |
| Noninterest income | 60,000 | 150,000 | 240,000 | 309,000 |
| Noninterest expense | 638,000 | 1,333,000 | 1,987,000 | 2,739,000 |
| Provision for loan losses | 0 | 426,000 | 426,000 | 491,000 |
| Pretax income | 391,000 | 341,000 | 865,000 | 1,107,000 |
| Income tax | 78,000 | -10,000 | 130,000 | 203,000 |
| Net income | 313,000 | 351,000 | 735,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,062,000 | 10,100,000 | 10,484,000 | 10,653,000 |
| Total capital | 11,106,000 | 11,100,000 | 11,481,000 | 11,686,000 |
| Risk-weighted assets | 85,151,000 | 84,615,000 | 85,910,000 | 84,918,000 |