Call reports 2013
TSB BANK — 2013
What TSB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,700,000 | 110,403,000 | 112,870,000 | 116,082,000 |
| Total loans | 67,203,000 | 71,755,000 | 74,627,000 | 76,668,000 |
| Allowance for loan losses | 1,054,000 | 1,060,000 | 1,043,000 | 1,043,000 |
| Securities available for sale | 32,142,000 | 30,631,000 | 13,632,000 | 13,595,000 |
| Securities held to maturity | 0 | 0 | 16,983,000 | 16,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,349,000 | 95,677,000 | 100,131,000 | 103,897,000 |
| Interest-bearing deposits | 78,342,000 | 81,581,000 | 84,967,000 | 86,122,000 |
| Noninterest-bearing deposits | 14,007,000 | 14,095,000 | 15,164,000 | 17,775,000 |
| Equity capital | 8,982,000 | 8,777,000 | 9,016,000 | 9,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,229,000 | 3,409,000 | 4,599,000 |
| Interest expense | 194,000 | 385,000 | 584,000 | 778,000 |
| Net interest income | 907,000 | 1,844,000 | 2,825,000 | 3,821,000 |
| Noninterest income | 80,000 | 165,000 | 261,000 | 335,000 |
| Noninterest expense | 616,000 | 1,173,000 | 1,759,000 | 2,489,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 388,000 | 893,000 | 1,336,000 | 1,683,000 |
| Income tax | 91,000 | 221,000 | 331,000 | 407,000 |
| Net income | 297,000 | 672,000 | 1,005,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,770,000 | 9,145,000 | 9,478,000 | 9,749,000 |
| Total capital | 9,725,000 | 10,123,000 | 10,481,000 | 10,789,000 |
| Risk-weighted assets | 76,264,000 | 78,141,000 | 80,190,000 | 83,194,000 |