Call reports 2011
TSB BANK — 2011
What TSB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,030,000 | 86,816,000 | 86,507,000 | 92,141,000 |
| Total loans | 64,489,000 | 64,598,000 | 65,743,000 | 65,022,000 |
| Allowance for loan losses | 1,000,000 | 970,000 | 986,000 | 789,000 |
| Securities available for sale | 16,226,000 | 16,222,000 | 15,672,000 | 16,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,688,000 | 76,060,000 | 75,451,000 | 80,355,000 |
| Interest-bearing deposits | 66,816,000 | 64,908,000 | 64,401,000 | 68,731,000 |
| Noninterest-bearing deposits | 9,872,000 | 11,152,000 | 11,050,000 | 11,624,000 |
| Equity capital | 7,019,000 | 7,288,000 | 7,587,000 | 7,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,164,000 | 3,238,000 | 4,314,000 |
| Interest expense | 272,000 | 531,000 | 777,000 | 1,016,000 |
| Net interest income | 806,000 | 1,633,000 | 2,461,000 | 3,298,000 |
| Noninterest income | 114,000 | 199,000 | 280,000 | 434,000 |
| Noninterest expense | 795,000 | 1,429,000 | 2,078,000 | 2,807,000 |
| Provision for loan losses | 32,000 | 168,000 | 218,000 | 280,000 |
| Pretax income | 105,000 | 299,000 | 546,000 | 766,000 |
| Income tax | 7,000 | 38,000 | 102,000 | 161,000 |
| Net income | 98,000 | 261,000 | 444,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,036,000 | 7,198,000 | 7,382,000 | 7,543,000 |
| Total capital | 7,877,000 | 8,034,000 | 8,233,000 | 8,332,000 |
| Risk-weighted assets | 67,136,000 | 66,715,000 | 68,022,000 | 69,720,000 |