Call reports 2010
TSB BANK — 2010
What TSB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 94,942,000 | 88,219,000 | 88,730,000 | 88,636,000 |
| Total loans | 63,497,000 | 64,884,000 | 64,663,000 | 66,271,000 |
| Allowance for loan losses | 1,052,000 | 888,000 | 971,000 | 991,000 |
| Securities available for sale | 14,170,000 | 13,492,000 | 17,444,000 | 13,578,000 |
| Securities held to maturity | 4,214,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,560,000 | 75,712,000 | 77,854,000 | 78,451,000 |
| Interest-bearing deposits | 69,640,000 | 66,011,000 | 67,759,000 | 67,918,000 |
| Noninterest-bearing deposits | 14,920,000 | 9,701,000 | 10,095,000 | 10,533,000 |
| Equity capital | 6,911,000 | 6,929,000 | 6,821,000 | 6,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,216,000 | 3,318,000 | 4,395,000 |
| Interest expense | 409,000 | 785,000 | 1,133,000 | 1,441,000 |
| Net interest income | 713,000 | 1,431,000 | 2,185,000 | 2,954,000 |
| Noninterest income | 94,000 | 170,000 | 177,000 | 253,000 |
| Noninterest expense | 695,000 | 1,374,000 | 1,984,000 | 2,593,000 |
| Provision for loan losses | 60,000 | 150,000 | 560,000 | 591,000 |
| Pretax income | 187,000 | 287,000 | 35,000 | 309,000 |
| Income tax | -12,000 | -6,000 | -114,000 | -11,000 |
| Net income | 199,000 | 293,000 | 149,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,817,000 | 6,911,000 | 6,767,000 | 6,938,000 |
| Total capital | 7,688,000 | 7,748,000 | 7,600,000 | 7,794,000 |
| Risk-weighted assets | 69,478,000 | 66,896,000 | 66,520,000 | 68,302,000 |