Call reports 2009
TSB BANK — 2009
What TSB BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,762,000 | 86,949,000 | 85,893,000 | 88,499,000 |
| Total loans | 63,319,000 | 60,771,000 | 62,510,000 | 63,659,000 |
| Allowance for loan losses | 954,000 | 1,047,000 | 1,130,000 | 1,002,000 |
| Securities available for sale | 9,958,000 | 11,603,000 | 12,986,000 | 10,904,000 |
| Securities held to maturity | 3,001,000 | 3,418,000 | 3,508,000 | 4,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,360,000 | 71,251,000 | 71,555,000 | 78,210,000 |
| Interest-bearing deposits | 59,562,000 | 61,812,000 | 61,605,000 | 68,905,000 |
| Noninterest-bearing deposits | 8,798,000 | 9,439,000 | 9,950,000 | 9,305,000 |
| Equity capital | 6,239,000 | 6,412,000 | 6,713,000 | 6,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,288,000 | 3,395,000 | 4,510,000 |
| Interest expense | 340,000 | 680,000 | 1,025,000 | 1,403,000 |
| Net interest income | 790,000 | 1,608,000 | 2,370,000 | 3,107,000 |
| Noninterest income | 106,000 | 240,000 | 334,000 | 504,000 |
| Noninterest expense | 562,000 | 1,233,000 | 1,828,000 | 2,487,000 |
| Provision for loan losses | 282,000 | 364,000 | 509,000 | 509,000 |
| Pretax income | 52,000 | 259,000 | 375,000 | 759,000 |
| Income tax | 4,000 | 51,000 | 77,000 | 201,000 |
| Net income | 48,000 | 208,000 | 298,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,108,000 | 6,268,000 | 6,359,000 | 6,617,000 |
| Total capital | 6,903,000 | 7,069,000 | 7,185,000 | 7,448,000 |
| Risk-weighted assets | 63,458,000 | 63,869,000 | 65,781,000 | 66,318,000 |