Call reports 2007
TSB BANK — 2007
What TSB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,253,000 | 61,726,000 | 61,130,000 | 65,726,000 |
| Total loans | 51,902,000 | 50,637,000 | 51,628,000 | 56,223,000 |
| Allowance for loan losses | 723,000 | 711,000 | 630,000 | 585,000 |
| Securities available for sale | 501,000 | 500,000 | 500,000 | 500,000 |
| Securities held to maturity | 4,781,000 | 6,253,000 | 5,283,000 | 3,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,050,000 | 54,270,000 | 53,263,000 | 56,321,000 |
| Interest-bearing deposits | 46,293,000 | 45,421,000 | 44,048,000 | 46,003,000 |
| Noninterest-bearing deposits | 8,757,000 | 8,849,000 | 9,215,000 | 10,318,000 |
| Equity capital | 5,736,000 | 5,870,000 | 6,012,000 | 6,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,111,000 | 3,184,000 | 4,275,000 |
| Interest expense | 417,000 | 843,000 | 1,273,000 | 1,707,000 |
| Net interest income | 639,000 | 1,268,000 | 1,911,000 | 2,568,000 |
| Noninterest income | 108,000 | 223,000 | 348,000 | 494,000 |
| Noninterest expense | 532,000 | 1,058,000 | 1,597,000 | 2,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 84,000 |
| Pretax income | 215,000 | 433,000 | 662,000 | 838,000 |
| Income tax | 82,000 | 165,000 | 253,000 | 320,000 |
| Net income | 133,000 | 268,000 | 409,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,736,000 | 5,871,000 | 6,012,000 | 6,121,000 |
| Total capital | 6,429,000 | 6,576,000 | 6,642,000 | 6,706,000 |
| Risk-weighted assets | 55,100,000 | 56,241,000 | 56,782,000 | 58,517,000 |