Call reports 2002
TSB BANK — 2002
What TSB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,970,000 | 48,657,000 | 49,735,000 | 51,845,000 |
| Total loans | 37,137,000 | 36,585,000 | 37,897,000 | 38,039,000 |
| Allowance for loan losses | 399,000 | 396,000 | 376,000 | 382,000 |
| Securities available for sale | 1,419,000 | 1,917,000 | 405,000 | 201,000 |
| Securities held to maturity | 2,040,000 | 3,410,000 | 4,710,000 | 5,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,770,000 | 37,394,000 | 38,370,000 | 40,889,000 |
| Interest-bearing deposits | 33,591,000 | 32,980,000 | 33,478,000 | 35,380,000 |
| Noninterest-bearing deposits | 4,179,000 | 4,414,000 | 4,892,000 | 5,509,000 |
| Equity capital | 3,946,000 | 4,008,000 | 4,118,000 | 4,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,507,000 | 2,269,000 | 2,991,000 |
| Interest expense | 321,000 | 630,000 | 928,000 | 1,197,000 |
| Net interest income | 462,000 | 877,000 | 1,341,000 | 1,794,000 |
| Noninterest income | 64,000 | 145,000 | 231,000 | 347,000 |
| Noninterest expense | 371,000 | 727,000 | 1,066,000 | 1,427,000 |
| Provision for loan losses | 8,000 | 38,000 | 68,000 | 88,000 |
| Pretax income | 147,000 | 257,000 | 438,000 | 626,000 |
| Income tax | 54,000 | 95,000 | 164,000 | 236,000 |
| Net income | 93,000 | 162,000 | 274,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,935,000 | 4,004,000 | 4,115,000 | 4,230,000 |
| Total capital | 4,334,000 | 4,400,000 | 4,491,000 | 4,612,000 |
| Risk-weighted assets | 36,584,000 | 37,487,000 | 39,033,000 | 41,056,000 |