Call reports 2001
TSB BANK — 2001
What TSB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,350,000 | 47,213,000 | 48,741,000 | 50,023,000 |
| Total loans | 37,612,000 | 37,106,000 | 37,452,000 | 38,253,000 |
| Allowance for loan losses | 385,000 | 389,000 | 394,000 | 389,000 |
| Securities available for sale | 2,620,000 | 2,118,000 | 2,636,000 | 1,935,000 |
| Securities held to maturity | 1,340,000 | 2,040,000 | 2,740,000 | 2,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,591,000 | 36,158,000 | 37,530,000 | 38,877,000 |
| Interest-bearing deposits | 31,366,000 | 31,887,000 | 33,239,000 | 34,281,000 |
| Noninterest-bearing deposits | 3,225,000 | 4,271,000 | 4,291,000 | 4,596,000 |
| Equity capital | 3,622,000 | 3,686,000 | 3,762,000 | 3,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,794,000 | 2,661,000 | 3,474,000 |
| Interest expense | 517,000 | 1,013,000 | 1,470,000 | 1,840,000 |
| Net interest income | 396,000 | 781,000 | 1,191,000 | 1,634,000 |
| Noninterest income | 54,000 | 130,000 | 184,000 | 256,000 |
| Noninterest expense | 347,000 | 693,000 | 1,054,000 | 1,403,000 |
| Provision for loan losses | 15,000 | 23,000 | 30,000 | 37,000 |
| Pretax income | 88,000 | 195,000 | 291,000 | 450,000 |
| Income tax | 26,000 | 67,000 | 98,000 | 157,000 |
| Net income | 62,000 | 128,000 | 193,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,602,000 | 3,675,000 | 3,740,000 | 3,840,000 |
| Total capital | 3,987,000 | 4,064,000 | 4,134,000 | 4,229,000 |
| Risk-weighted assets | 34,268,000 | 35,277,000 | 36,641,000 | 37,177,000 |