Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 41,922,000 | 41,979,000 | 41,796,000 | 42,842,000 |
| Total loans | 14,732,000 | 14,227,000 | 13,980,000 | 14,416,000 |
| Allowance for loan losses | 544,000 | 544,000 | 45,000 | 44,000 |
| Securities available for sale | 19,867,000 | 19,950,000 | 20,256,000 | 19,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,760,000 | 34,588,000 | 34,163,000 | 35,137,000 |
| Interest-bearing deposits | 25,879,000 | 25,911,000 | 25,553,000 | 25,606,000 |
| Noninterest-bearing deposits | 8,881,000 | 8,677,000 | 8,610,000 | 9,531,000 |
| Equity capital | 7,085,000 | 7,319,000 | 7,563,000 | 7,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 760,000 | 1,147,000 | 1,534,000 |
| Interest expense | 122,000 | 246,000 | 371,000 | 492,000 |
| Net interest income | 256,000 | 514,000 | 776,000 | 1,042,000 |
| Noninterest income | 2,000 | 47,000 | 47,000 | 59,000 |
| Noninterest expense | 219,000 | 401,000 | 602,000 | 853,000 |
| Provision for loan losses | 0 | 0 | 84,000 | 84,000 |
| Pretax income | 39,000 | 160,000 | 137,000 | 164,000 |
| Income tax | 6,000 | 22,000 | 13,000 | 15,000 |
| Net income | 33,000 | 138,000 | 124,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,253,000 | 8,359,000 | 8,343,000 | 8,334,000 |
| Total capital | 8,539,000 | 8,637,000 | 8,387,000 | 8,378,000 |
| Risk-weighted assets | 22,617,000 | 21,987,000 | 21,829,000 | 23,680,000 |