Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 45,166,000 | 43,114,000 | 42,555,000 | 41,521,000 |
| Total loans | 16,243,000 | 16,367,000 | 16,062,000 | 16,496,000 |
| Allowance for loan losses | 494,000 | 494,000 | 494,000 | 544,000 |
| Securities available for sale | 21,639,000 | 21,098,000 | 20,756,000 | 20,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,549,000 | 36,398,000 | 35,272,000 | 34,600,000 |
| Interest-bearing deposits | 29,374,000 | 26,779,000 | 26,361,000 | 25,195,000 |
| Noninterest-bearing deposits | 9,175,000 | 9,619,000 | 8,911,000 | 9,405,000 |
| Equity capital | 6,497,000 | 6,611,000 | 7,190,000 | 6,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 804,000 | 1,204,000 | 1,594,000 |
| Interest expense | 120,000 | 250,000 | 383,000 | 508,000 |
| Net interest income | 281,000 | 554,000 | 821,000 | 1,086,000 |
| Noninterest income | 7,000 | 39,000 | 47,000 | 55,000 |
| Noninterest expense | 238,000 | 430,000 | 626,000 | 868,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 50,000 | 163,000 | 242,000 | 223,000 |
| Income tax | 3,000 | 25,000 | 38,000 | 22,000 |
| Net income | 47,000 | 138,000 | 204,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,101,000 | 8,195,000 | 8,258,000 | 8,219,000 |
| Total capital | 8,411,000 | 8,503,000 | 8,556,000 | 8,528,000 |
| Risk-weighted assets | 24,645,000 | 24,493,000 | 23,618,000 | 24,504,000 |