Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 51,172,000 | 48,219,000 | 45,249,000 | 45,473,000 |
| Total loans | 13,769,000 | 13,258,000 | 15,531,000 | 17,198,000 |
| Allowance for loan losses | 494,000 | 494,000 | 494,000 | 494,000 |
| Securities available for sale | 31,569,000 | 24,948,000 | 24,592,000 | 24,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,871,000 | 42,024,000 | 39,263,000 | 38,840,000 |
| Interest-bearing deposits | 32,261,000 | 30,313,000 | 29,632,000 | 28,990,000 |
| Noninterest-bearing deposits | 12,610,000 | 11,711,000 | 9,631,000 | 9,850,000 |
| Equity capital | 6,252,000 | 6,140,000 | 5,916,000 | 6,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 795,000 | 1,127,000 | 1,534,000 |
| Interest expense | 77,000 | 164,000 | 264,000 | 382,000 |
| Net interest income | 321,000 | 631,000 | 863,000 | 1,152,000 |
| Noninterest income | 12,000 | 57,000 | 67,000 | 86,000 |
| Noninterest expense | 191,000 | 371,000 | 575,000 | 824,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | -108,000 | 67,000 | 105,000 | 164,000 |
| Income tax | -26,000 | 5,000 | 9,000 | 26,000 |
| Net income | -82,000 | 62,000 | 96,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,869,000 | 8,012,000 | 8,046,000 | 8,054,000 |
| Total capital | 8,178,000 | 8,506,000 | 8,348,000 | 8,385,000 |
| Risk-weighted assets | 24,398,000 | 23,702,000 | 24,000,000 | 26,316,000 |