Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 55,124,000 | 54,790,000 | 50,688,000 | 52,038,000 |
| Total loans | 12,516,000 | 13,334,000 | 14,225,000 | 14,980,000 |
| Allowance for loan losses | 244,000 | 244,000 | 244,000 | 244,000 |
| Securities available for sale | 32,379,000 | 33,483,000 | 32,650,000 | 31,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,307,000 | 48,530,000 | 44,943,000 | 45,959,000 |
| Interest-bearing deposits | 36,533,000 | 36,529,000 | 34,047,000 | 32,229,000 |
| Noninterest-bearing deposits | 11,774,000 | 12,001,000 | 10,896,000 | 13,730,000 |
| Equity capital | 6,803,000 | 6,240,000 | 5,718,000 | 6,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 572,000 | 907,000 | 1,286,000 |
| Interest expense | 25,000 | 54,000 | 95,000 | 153,000 |
| Net interest income | 241,000 | 518,000 | 812,000 | 1,133,000 |
| Noninterest income | 4,000 | 46,000 | 50,000 | 60,000 |
| Noninterest expense | 203,000 | 399,000 | 595,000 | 829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 165,000 | 267,000 | 364,000 |
| Income tax | 4,000 | 23,000 | 44,000 | 61,000 |
| Net income | 38,000 | 142,000 | 223,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,719,000 | 7,823,000 | 7,909,000 | 7,949,000 |
| Total capital | 7,963,000 | 8,067,000 | 8,153,000 | 8,193,000 |
| Risk-weighted assets | 25,915,000 | 24,640,000 | 24,354,000 | 26,499,000 |