Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 50,714,000 | 52,204,000 | 49,733,000 | 50,758,000 |
| Total loans | 16,108,000 | 16,369,000 | 16,391,000 | 16,481,000 |
| Allowance for loan losses | 231,000 | 238,000 | 241,000 | 244,000 |
| Securities available for sale | 27,653,000 | 30,026,000 | 30,265,000 | 29,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,921,000 | 42,181,000 | 39,659,000 | 40,944,000 |
| Interest-bearing deposits | 30,338,000 | 31,497,000 | 29,828,000 | 29,540,000 |
| Noninterest-bearing deposits | 10,583,000 | 10,684,000 | 9,831,000 | 11,404,000 |
| Equity capital | 9,630,000 | 9,824,000 | 9,887,000 | 9,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 789,000 | 1,089,000 | 1,388,000 |
| Interest expense | 37,000 | 71,000 | 103,000 | 132,000 |
| Net interest income | 357,000 | 718,000 | 986,000 | 1,256,000 |
| Noninterest income | 20,000 | 56,000 | 66,000 | 81,000 |
| Noninterest expense | 195,000 | 380,000 | 574,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 394,000 | 478,000 | 533,000 |
| Income tax | 34,000 | 72,000 | 84,000 | 88,000 |
| Net income | 148,000 | 322,000 | 394,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,255,000 | 9,428,000 | 9,499,000 | 9,567,000 |
| Total capital | 9,486,000 | 9,666,000 | 9,740,000 | 9,811,000 |
| Risk-weighted assets | 24,777,000 | 24,206,000 | 22,457,000 | 26,267,000 |