Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,383,000 | 46,031,000 | 46,730,000 | 47,556,000 |
| Total loans | 16,715,000 | 18,659,000 | 18,383,000 | 17,859,000 |
| Allowance for loan losses | 233,000 | 233,000 | 233,000 | 228,000 |
| Securities available for sale | 20,058,000 | 20,352,000 | 22,201,000 | 23,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,086,000 | 36,024,000 | 36,645,000 | 37,522,000 |
| Interest-bearing deposits | 26,989,000 | 27,982,000 | 28,411,000 | 28,380,000 |
| Noninterest-bearing deposits | 8,097,000 | 8,042,000 | 8,234,000 | 9,142,000 |
| Equity capital | 9,117,000 | 9,706,000 | 9,790,000 | 9,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 720,000 | 1,064,000 | 1,391,000 |
| Interest expense | 72,000 | 130,000 | 182,000 | 226,000 |
| Net interest income | 306,000 | 590,000 | 882,000 | 1,165,000 |
| Noninterest income | 25,000 | 81,000 | 86,000 | 99,000 |
| Noninterest expense | 194,000 | 364,000 | 560,000 | 782,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 308,000 | 409,000 | 483,000 |
| Income tax | 21,000 | 47,000 | 64,000 | 73,000 |
| Net income | 117,000 | 261,000 | 345,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,897,000 | 8,895,000 | 8,981,000 | 9,013,000 |
| Total capital | 9,130,000 | 9,128,000 | 9,214,000 | 9,241,000 |
| Risk-weighted assets | 24,239,000 | 25,969,000 | 24,045,000 | 27,157,000 |