Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,700,000 | 45,761,000 | 43,238,000 | 44,617,000 |
| Total loans | 16,189,000 | 16,424,000 | 17,795,000 | 18,048,000 |
| Allowance for loan losses | 208,000 | 212,000 | 222,000 | 230,000 |
| Securities available for sale | 24,508,000 | 23,725,000 | 22,212,000 | 21,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,052,000 | 36,668,000 | 33,879,000 | 35,299,000 |
| Interest-bearing deposits | 29,796,000 | 29,309,000 | 27,082,000 | 26,774,000 |
| Noninterest-bearing deposits | 8,256,000 | 7,359,000 | 6,797,000 | 8,525,000 |
| Equity capital | 8,523,000 | 8,885,000 | 9,111,000 | 9,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 833,000 | 1,252,000 | 1,637,000 |
| Interest expense | 82,000 | 167,000 | 254,000 | 333,000 |
| Net interest income | 338,000 | 666,000 | 998,000 | 1,304,000 |
| Noninterest income | 4,000 | 38,000 | 44,000 | 52,000 |
| Noninterest expense | 192,000 | 357,000 | 549,000 | 773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 348,000 | 494,000 | 586,000 |
| Income tax | 27,000 | 60,000 | 88,000 | 104,000 |
| Net income | 123,000 | 288,000 | 406,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,803,000 | 8,619,000 | 8,702,000 | 8,748,000 |
| Total capital | 9,011,000 | 8,831,000 | 8,924,000 | 8,978,000 |
| Risk-weighted assets | 24,156,000 | 24,426,000 | 24,260,000 | 26,284,000 |