Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,515,000 | 44,609,000 | 43,255,000 | 46,106,000 |
| Total loans | 14,499,000 | 14,718,000 | 15,306,000 | 16,584,000 |
| Allowance for loan losses | 201,000 | 201,000 | 202,000 | 203,000 |
| Securities available for sale | 25,270,000 | 24,668,000 | 25,474,000 | 25,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,614,000 | 36,590,000 | 35,332,000 | 37,955,000 |
| Interest-bearing deposits | 29,422,000 | 28,527,000 | 28,005,000 | 29,230,000 |
| Noninterest-bearing deposits | 8,192,000 | 8,063,000 | 7,327,000 | 8,725,000 |
| Equity capital | 7,870,000 | 7,974,000 | 7,883,000 | 8,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 723,000 | 1,110,000 | 1,524,000 |
| Interest expense | 50,000 | 110,000 | 177,000 | 257,000 |
| Net interest income | 305,000 | 613,000 | 933,000 | 1,267,000 |
| Noninterest income | 6,000 | 39,000 | 44,000 | 52,000 |
| Noninterest expense | 169,000 | 320,000 | 525,000 | 741,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | 142,000 | 332,000 | 362,000 | 488,000 |
| Income tax | 24,000 | 53,000 | 51,000 | 70,000 |
| Net income | 118,000 | 279,000 | 311,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,128,000 | 8,289,000 | 8,321,000 | 8,398,000 |
| Total capital | 8,329,000 | 8,490,000 | 8,523,000 | 8,601,000 |
| Risk-weighted assets | 22,531,000 | 22,434,000 | 22,675,000 | 25,101,000 |