Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,911,000 | 42,371,000 | 42,189,000 | 43,549,000 |
| Total loans | 14,493,000 | 14,377,000 | 14,037,000 | 15,718,000 |
| Allowance for loan losses | 201,000 | 201,000 | 201,000 | 201,000 |
| Securities available for sale | 24,072,000 | 23,973,000 | 23,858,000 | 23,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,932,000 | 34,079,000 | 33,851,000 | 35,489,000 |
| Interest-bearing deposits | 27,662,000 | 27,366,000 | 27,485,000 | 27,333,000 |
| Noninterest-bearing deposits | 7,270,000 | 6,713,000 | 6,366,000 | 8,156,000 |
| Equity capital | 7,799,000 | 8,060,000 | 8,119,000 | 8,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 673,000 | 1,005,000 | 1,346,000 |
| Interest expense | 39,000 | 82,000 | 126,000 | 171,000 |
| Net interest income | 292,000 | 591,000 | 879,000 | 1,175,000 |
| Noninterest income | 3,000 | 29,000 | 34,000 | 42,000 |
| Noninterest expense | 169,000 | 331,000 | 505,000 | 733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 290,000 | 409,000 | 485,000 |
| Income tax | 28,000 | 62,000 | 90,000 | 66,000 |
| Net income | 98,000 | 228,000 | 319,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,719,000 | 7,848,000 | 7,939,000 | 8,010,000 |
| Total capital | 7,920,000 | 8,049,000 | 8,140,000 | 8,211,000 |
| Risk-weighted assets | 21,431,000 | 21,667,000 | 21,798,000 | 23,740,000 |