Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 43,330,000 | 43,513,000 | 42,894,000 | 42,253,000 |
| Total loans | 11,407,000 | 12,249,000 | 13,691,000 | 16,404,000 |
| Allowance for loan losses | 276,000 | 277,000 | 277,000 | 255,000 |
| Securities available for sale | 27,836,000 | 27,714,000 | 26,454,000 | 24,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,843,000 | 36,582,000 | 35,725,000 | 34,471,000 |
| Interest-bearing deposits | 29,880,000 | 30,337,000 | 29,517,000 | 27,837,000 |
| Noninterest-bearing deposits | 6,963,000 | 6,245,000 | 6,208,000 | 6,634,000 |
| Equity capital | 6,449,000 | 6,725,000 | 6,897,000 | 7,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 671,000 | 1,023,000 | 1,378,000 |
| Interest expense | 44,000 | 87,000 | 131,000 | 177,000 |
| Net interest income | 294,000 | 584,000 | 892,000 | 1,201,000 |
| Noninterest income | 4,000 | 47,000 | 52,000 | 59,000 |
| Noninterest expense | 185,000 | 349,000 | 507,000 | 720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 282,000 | 443,000 | 545,000 |
| Income tax | 25,000 | 54,000 | 96,000 | 78,000 |
| Net income | 88,000 | 228,000 | 347,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,474,000 | 6,613,000 | 6,733,000 | 6,823,000 |
| Total capital | 6,726,000 | 6,875,000 | 6,997,000 | 7,078,000 |
| Risk-weighted assets | 20,191,000 | 21,008,000 | 21,163,000 | 22,254,000 |