Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,543,000 | 42,364,000 | 43,505,000 | 44,742,000 |
| Total loans | 9,949,000 | 10,299,000 | 11,929,000 | 15,180,000 |
| Allowance for loan losses | 267,000 | 265,000 | 265,000 | 277,000 |
| Securities available for sale | 29,209,000 | 28,960,000 | 28,251,000 | 26,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,735,000 | 35,974,000 | 37,280,000 | 34,550,000 |
| Interest-bearing deposits | 30,058,000 | 29,196,000 | 29,792,000 | 27,774,000 |
| Noninterest-bearing deposits | 7,677,000 | 6,778,000 | 7,488,000 | 6,776,000 |
| Equity capital | 6,860,000 | 6,280,000 | 6,217,000 | 6,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 677,000 | 1,022,000 | 1,377,000 |
| Interest expense | 52,000 | 100,000 | 149,000 | 194,000 |
| Net interest income | 294,000 | 577,000 | 873,000 | 1,183,000 |
| Noninterest income | 6,000 | 38,000 | 42,000 | 48,000 |
| Noninterest expense | 176,000 | 358,000 | 555,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 259,000 | 362,000 | 440,000 |
| Income tax | 20,000 | 44,000 | 62,000 | 43,000 |
| Net income | 106,000 | 215,000 | 300,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,124,000 | 6,233,000 | 6,318,000 | 6,386,000 |
| Total capital | 6,373,000 | 6,469,000 | 6,567,000 | 6,663,000 |
| Risk-weighted assets | 19,972,000 | 18,910,000 | 19,963,000 | 23,621,000 |