Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,756,000 | 41,565,000 | 41,180,000 | 40,965,000 |
| Total loans | 12,236,000 | 11,769,000 | 11,920,000 | 14,353,000 |
| Allowance for loan losses | 257,000 | 258,000 | 268,000 | 266,000 |
| Securities available for sale | 24,265,000 | 25,087,000 | 25,548,000 | 24,920,000 |
| Securities held to maturity | 262,000 | 271,000 | 286,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,428,000 | 33,930,000 | 33,376,000 | 33,113,000 |
| Interest-bearing deposits | 31,402,000 | 28,925,000 | 25,620,000 | 25,901,000 |
| Noninterest-bearing deposits | 2,026,000 | 5,005,000 | 7,756,000 | 7,212,000 |
| Equity capital | 6,368,000 | 6,623,000 | 6,769,000 | 6,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 691,000 | 1,042,000 | 1,398,000 |
| Interest expense | 65,000 | 128,000 | 188,000 | 246,000 |
| Net interest income | 280,000 | 563,000 | 854,000 | 1,152,000 |
| Noninterest income | 5,000 | 39,000 | 44,000 | 52,000 |
| Noninterest expense | 163,000 | 319,000 | 488,000 | 711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 283,000 | 410,000 | 493,000 |
| Income tax | 26,000 | 56,000 | 83,000 | 98,000 |
| Net income | 96,000 | 227,000 | 327,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,726,000 | 5,857,000 | 5,957,000 | 6,020,000 |
| Total capital | 5,966,000 | 6,115,000 | 6,225,000 | 6,286,000 |
| Risk-weighted assets | 20,778,000 | 20,755,000 | 20,707,000 | 22,457,000 |