Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,384,000 | 36,946,000 | 36,445,000 | 39,590,000 |
| Total loans | 12,785,000 | 13,354,000 | 13,879,000 | 17,078,000 |
| Allowance for loan losses | 298,000 | 292,000 | 292,000 | 256,000 |
| Securities available for sale | 16,633,000 | 20,122,000 | 19,053,000 | 19,681,000 |
| Securities held to maturity | 81,000 | 90,000 | 103,000 | 117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,186,000 | 30,237,000 | 29,222,000 | 29,288,000 |
| Interest-bearing deposits | 25,005,000 | 26,259,000 | 25,169,000 | 24,335,000 |
| Noninterest-bearing deposits | 4,181,000 | 3,978,000 | 4,053,000 | 4,953,000 |
| Equity capital | 5,439,000 | 5,787,000 | 6,147,000 | 6,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 700,000 | 1,060,000 | 1,425,000 |
| Interest expense | 82,000 | 162,000 | 237,000 | 308,000 |
| Net interest income | 263,000 | 538,000 | 823,000 | 1,117,000 |
| Noninterest income | 10,000 | 47,000 | 55,000 | 67,000 |
| Noninterest expense | 160,000 | 350,000 | 514,000 | 731,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 235,000 | 364,000 | 453,000 |
| Income tax | 23,000 | 39,000 | 69,000 | 79,000 |
| Net income | 90,000 | 196,000 | 295,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,298,000 | 5,404,000 | 5,503,000 | 5,552,000 |
| Total capital | 5,567,000 | 5,666,000 | 5,770,000 | 5,808,000 |
| Risk-weighted assets | 21,548,000 | 21,270,000 | 21,385,000 | 24,152,000 |