Call reports 2002
COMMUNITY STATE BANK — 2002
What COMMUNITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,590,000 | 27,308,000 | 27,411,000 | 27,296,000 |
| Total loans | 13,109,000 | 13,693,000 | 14,369,000 | 14,382,000 |
| Allowance for loan losses | 323,000 | 324,000 | 312,000 | 313,000 |
| Securities available for sale | 0 | 1,126,000 | 1,693,000 | 1,958,000 |
| Securities held to maturity | 10,878,000 | 9,944,000 | 9,130,000 | 9,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,943,000 | 23,582,000 | 23,613,000 | 23,477,000 |
| Interest-bearing deposits | 21,760,000 | 21,728,000 | 21,394,000 | 21,305,000 |
| Noninterest-bearing deposits | 2,183,000 | 1,854,000 | 2,219,000 | 2,172,000 |
| Equity capital | 3,409,000 | 3,481,000 | 3,542,000 | 3,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 783,000 | 1,176,000 | 1,547,000 |
| Interest expense | 201,000 | 392,000 | 575,000 | 735,000 |
| Net interest income | 179,000 | 391,000 | 601,000 | 812,000 |
| Noninterest income | 5,000 | 15,000 | 22,000 | 30,000 |
| Noninterest expense | 172,000 | 297,000 | 431,000 | 602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 109,000 | 192,000 | 240,000 |
| Income tax | 2,000 | 32,000 | 60,000 | 74,000 |
| Net income | 10,000 | 77,000 | 132,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,409,000 | 3,476,000 | 3,531,000 | 3,535,000 |
| Total capital | 3,637,000 | 3,708,000 | 3,774,000 | 3,782,000 |
| Risk-weighted assets | 18,561,000 | 19,119,000 | 19,332,000 | 19,724,000 |